1H FY26 Investor Update Presentation & Webinar Invitation

1H FY26 Investor Update Presentation & Webinar Invitation The Agency Group Australia Limited (ASX: AU1) (“The Agency” or “the Company”) advises that it has released its 1H FY26 Investor Update Presentation.

The presentation provides a detailed update on the Company’s operational and financial performance for the six months ended 31 December 2025 and outlines its growth strategy and outlook.

A copy of the presentation is attached to this announcement and is available on the Company’s website.

Webinar Invitation

The Agency wishes to invite shareholders and interested parties to attend an upcoming webinar to be held on Wednesday 11 March 2026 at 10:00am AWST / 1:00pm AEDT.

Please register by clicking on the following link:

https://us02web.zoom.us/webinar/register/WN_tZ0m2ra3RAemODq30kC2wQ

The webinar, to be presented by Chairman Andrew Jensen and Executive Director Paul Niardone, will cover the investor update presentation including overview of HY26 results, growth strategy and outlook.

Investor Briefings

The presentation material will be used in a series of investor briefings and meetings over the coming weeks with brokers, existing shareholders, small cap fund managers and prospective investors. Shareholders and investors who are interested in arranging a presentation or meeting are invited to contact David Tasker at Chapter One Advisors on +61 433 112 936 or via email at dtasker@chapteroneadvisors.com.au.

This announcement has been authorised for release by the Board of The Agency Group Australia Limited.

If you require further information, please contact:

HY FY26 Investor Update March 2026

EBITDA COMBINED GROUP REVENUE ($M)

The Agency – HY FY26 Key 2.5

2 60

50 57.1

Takeaways $2.1m 1.5 48.3 40 43.9 1 37.5 0.5 30 $0.6m $0.7m 0 20 HY FY23 HY FY24 HY FY25 HY FY26 -0.5 10 UNDERLYING EBITDA Continued EBITDA Growth, with HY FY26 -1 -$0.9m EBITDA of $2.1m a 200% YoY increase on -1.5 0 HY FY23 HY FY24 HY FY25 HY FY26 $0.7m HY FY25.

GCI ($M) SALES NET PROFIT (LOSS) Net Loss After Tax reduced to $0.8m (HY25: 90 $2.3m loss) 80 6,000

81.6 5,000 70 4,875

GROSS COMMISSION INCOME GCI increased 34% to $81.6m (HY25: 60 60.9 4,000

$60.9m) 50 56.9 3,000 3,288 3,311 3,585 3,703

40 45.8 3,115 2,847 30 2,556 2,000 BALANCE SHEET Strong Balance Sheet with cash at bank of 20 1,000 $4.5m at 31 Dec 2025, Net Assets of $1.6m 10

with Assets Not on Balance Sheet of $34.4m. 0 HY FY23 HY FY24 HY FY25 HY FY26 0 HY FY23 HY FY24 HY FY25 HY FY26

FINANCIAL POSITION Legacy amortisation concluded, removing ~$3.1m annualised earnings headwind. NUMBER OF NEW LISTINGS (#) PROPERTIES UNDER MANAGEMENT (#) Banking facilities extended to June 2028, 4,500 14,000 strengthening capital stability. 4,000 12,000 6,914 3,500 3,899 3,709 10,000 5,216 3,000 5,003 3,224 AGENT PRODUCTIVITY 474 agents nationally as at 31 Dec 2025. 2,500 3,124 8,000

2,000 6,000 Agents recruited within the previous 12 960 5,355 5,499 1,500 4,000 4,908 5,089 months contributing ~$5.9m in GCI during HY. 1,000 2,000 The majority of overall GCI growth was driven 500 0 by improved productivity from existing agents. 0 HY FY23 HY FY24 HY FY25 HY FY26 HY FY23 HY FY24 HY FY25 HY FY26 The Agency Owned Services

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1H FY26 1H FY26 1H FY25 Change$ Growth Financial Results1 ($M) GCI 81.6 60.9 34%

Core Financial Revenue 57.1 48.3 18.2%

Operating Results Gross Profit 19.1 15.8 20.9%

Other Income 0.25 0.28

Operating Expenses (17.3) (15.4) 12.3%

Cost of Doing Business2 30.0% 32.0% -2%

EBITDA 2.1 0.7 200%

Net Profit After Tax (0.8) (2.3) 65%

Group Revenue EBITDA

1H FY26 $57.1m 1H FY26 $2.1m

1H FY25 $48.3m 1H FY25 $0.7m

1H FY24 $43.9m 1H FY24 $0.6m

1H FY23 $37.5m -$0.9m1H FY23

1. All figures are unaudited. 3 2. Operating Expenses Pre AASB16 Leasing Standard as a percentage of revenue

($M) 31 31Dec Dec2025 2025 30 June 2025 Change 14

Cash at Bank $4.5 $5.1 -$0.6

Net Assets $1.6 $2.5 -$0.9 Significant shareholder Off Balance Sheet Value1 $34.4 $33.4 +$2.7 value growing off Fair Value of Net Assets $36.0 $35.9 +$1.8 Balance Sheet Independent Valuation $37.4 $37.4

The value attached to internally generated On Balance Sheet Value $3.0 $4.0 -$1 Property Management and remaining Mortgage book is not recorded in the balance sheet.

Despite the value of the property management portfolio increasing in the period, under the Estimated Property Management Portfolio Value ▪ The management rights of AU1 owned rental properties accounting standard rules, the Profit & Loss ($M) under management were independently valued at statement for the twelve-month period includes an $37.41M as at 30 June 2025. 37.4 37.4 amortisation charge of the externally purchased 36.3 ▪ Only ~$3m of the property management value is held on property management assets held as an intangible the Balance Sheet as an intangible asset as at 31 Dec asset. 2025 (~$4m as at 31 Dec 2025), leaving $34.4m of shareholder value off balance sheet at 31 Dec 2025 This amortisation charge has resulted in a 28.9 ($33.4m at 31 Dec 2024). 33.4 34.4 reduction of Statutory Net assets and results in an ▪ Adjusting for these off balance sheet assets, Estimated increase in assets not recognisedin the balance Shareholder Net Assets is $36.0m ($35.9m at 31 Dec sheet. 2025). ▪ The amortisation of the legacy rent roll assets ended in 7.4 September 2025, resulting in an annual benefit to net 4 3 profit after tax of $3.13 million. Since acquisition of these 30 June 2024 30-Jun-24 30 June 2025 31 December 2025 rent roll assets in January 2019, The Agency has On Balance Sheet Off Balance Sheet amortised in total $20.85 million to the profit or loss.

1. Management valuation based on independent valuation methodology as at 30th June 2025. 4

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The Agency Group: Exposure through a national corporate model to the Australian residential market with access to the economic benefits of Our Value Proposition scale via: ▪ Residential Sales ▪ Property Management ▪ Conveyancing/Settlements ▪ A truly National real estate business. Not a franchise model, so can flexibly institute change when required, create positive culture and adapt Sales Agents Nationally to market change. Agent numbers at 31 December 2025 ▪ Large addressable national markets: +A$7 billion Gross Commission Income (GCI) market: 54 The Agency’s GCI run-rate for FY26 $150 million GCI. 174 +A$8 billion Residential Property Management portfolio market: The Agency PM rights portfolio valued at ~$37.4 million^ 196 ▪ Operational Cashflow now funding growth initiatives. 1 ▪ Platform now in place so increased revenue drops to the bottom line. 32 ▪ Strong Rent Roll asset position, operational cash flow positive. ▪ Experienced management team in place to execute the grow plan.

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Management rights of AU1 owned rental properties under management were independently valued at $37.41M as at 30 June 2025. 5

The Agency’s Competitive Advantage

▪ Flexible Model: Unlike traditional franchises constrained by rigid agreements and the franchise code, The Agency operates a direct Why be a Shareholder engagement model that is more adaptable to industry changes. of The Agency? ▪ Difficult to Replicate: Franchise brands face legal and operational hurdles to shift models. The Agency already holds the necessary state-based licenses and regulatory knowledge.

▪ National Scale: Strong leadership and operational infrastructure An opportunity to leverage growth in Australia’s large residential across Australia, managing 474 agents and ~12,000 properties. property industry with addressable markets of: ▪ Financial Strength: Profits from sales and property management funding growth into other territories. +$7bn Gross Commission Income. ▪ Property Management Delivers Recurring Revenue: Year-on-Year increase of ~15% in annual recurring revenue from a diversified +$8bn Properties Under Management. portfolio valued at $37.4M.

▪ Rent Roll Acquisition: Strategic partnership with Trilogy Funds ($2B FUM) has funded $40M+ in rent roll acquisitions.

▪ New Growth Channel: Introducing a flexible model for independently branded offices.

▪ Evolution into a Tier-1 Platform: Only non-franchise business model in Top 10 nationally. 6

In Focus

Sales Business Evolution into a Tier-1 Platform

▪ Current GCI run-rate for FY26 is now c. $150 The competitive landscape is characterised by the million and with an additional pipeline of up to $10 need for continuous innovation in technology and million GCI. agent support to maintain market leadership ▪ From this additional pipeline of recent recruitments, AU1 expect a contribution of 12.5% ▪ Now firmly positioned within Australia’s Top 10 EBITDA. real estate groups, The Agency is increasingly ▪ On track to reach $175 million GCI run-rate and recognised as a national platform of choice for currently has a strong pipeline of up to $10 million agents, operating at scale alongside established in annualised GCI. tier-one competitors. ▪ As agent expectations evolve, investments in Property Management offices, technology, training, and national engagement initiatives have become essential to ▪ Due to economies of scale, increase properties supporting productivity and team growth. managed by a Property Manager from current ▪ The Agency has commenced targeted investment average of 165 properties per PM to 180 across these areas, strengthening recruitment and properties per PM. retention and contributing to the uplift in AU1’s GCI ▪ Management rights of AU1 owned rental run-rate to approximately $150 million. properties under management were independently valued at $37.4M as at 30 June 2025. ▪ The growth in the GCI run-rate and agent numbers will result in an increased value in these management rights from improved referral volumes.

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GROSS PROFIT ACROSS DIVISIONS The Agency – Division Sales Property Management Settlement Mortgage+

Overview +30% $19.1M $0.7M $15.8M $3.9M ▪ Gross Profit has increased due to increased $14.6M $0.7M $0.3M sales GCI and rental commissions on higher $0.7M $3.5M rents $2.8M

▪ Sales in WA during the period represented 40% of the total Group GCI, down from 48% one $14.6M year ago as East Coast business expanded. $10.8M $11.6M

▪ The tight sales listings environment in the WA market has resulted in weaker referral volumes to its ancillary businesses in the last 6 months 1H FY24 1H FY25 1H FY26 as a result. OPERATING EXPENSES TO REVENUE RATIO1 ▪ Cost of doing business reduced to ~30% of 33% revenue during the period, reflecting disciplined 32% overhead management and operational efficiency gains. 30%

1H FY24 1H FY25 1H FY26

1. Operating Expenses as a % of Revenue. 8 + Mortgage business was sold in FY24.

Sales #Agents Properties Sold State 31 December Maturity of State Business 2025 1H FY26 1H FY25

WA 174 1,830 1,908 Established

NSW1 197 1,094 888 Established

QLD 54 325 218 Emerging Varying levels of state maturity provides an VIC 32 283 181 Infancy opportunity for continued growth. TAS 17 171 115 Growing Having been founded in WA, Western Australia is the most mature state of The National 474 3,703 3,310 Agency, with market share of 9.0% (by dollar of property sold) in Perth and surrounding markets and 6.3% of overall WA state.

During the period and into January, WA’s residential property market continued to be defined by a pronounced shortage of available stock with listing volumes Market Share by State Total Value ($) remaining materially below both historical averages and year-ago levels, State (Volume) reflecting a combination of limited new listings, strong underlying demand, and 31/12/25 31/12/24 31/12/25 31/12/24 low seller urgency. This constrained supply environment has sustained elevated buyer competition and underpinned ongoing price strength, with WA 6.28% 5.79% $1,809m $1,626m demand continuing to outstrip the flow of new properties coming to market. (Rank #2) (Rank #2) (Rank #2) (Rank #2) $2,363m In contrast, parts of the East Coast have experienced a relative easing in NSW 1.14% 0.87% $1,558m (Rank #8) supply conditions over the same period. Victoria has seen a noticeable increase in new listings compared with late 2024, contributing to higher QLD 0.74% 0.20% $292m $154m advertised stock levels and a deeper, more balanced market despite softer VIC 0.37% 0.30% $285m $176m price momentum. Queensland has also recorded an uplift in listings reflecting both seasonal factors and affordability-driven seller activity. $126m $71m TAS 3.35% 2.10% (Rank #8 (Rank #8) The Agency WA ranked the number one sales National 1.46% 1.32% $4,875m $3,585m office in Australia in the REB Top 50 Sales Offices 2026 9 * Source: CoreLogic Market Scorecard. 1. NSW related figures Include ACT’s one AU1 agent.

Track Record in Delivering Growth

GCI growth transferring to bottom line ▪ 1H FY26: $5.8M of GCI generated from new agents recruited in the last 12 months (Jan 2025 – Dec 2025).

▪ Represents over 1/3rd of $20.7M YoY growth in GCI.

▪ Highlights The Agency’s focus of appointing only the highest performing agents.

▪ GCI growth generated by existing agents improved $14.9m YoY. * New Agents – those who joined AU1 in the last 12 months (1 Jan 2025 – 31 Dec 2025). From new agents, The Agency anticipate to receive a 12.5% contribution to EBITDA.

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Track Record in $250m GCI FY26 RUN-RATE & MILESTONES

Delivering Growth Current run-rate: $150m $200.0m $200m Strong GCI pipeline $10m+ $175.0m

GCI growth transferring $150.0m to bottom line $150m Agents: 442 Agents: Agents: $125.3m ▪ Targeted GCI run-rate:~$150M, up from 399 433 Agents: $112.5m $137M (Aug 2025 guidance). Agents: $102.5m 393 $100m 308 $95.4m

▪ Next milestone: On track to reach $175M $80.7m GCI and currently has a strong pipeline of Agents: up to $10 million in annualised GCI Agents: 283 272 $47.9m providing solid forward visibility despite $50m $38.0m more challenging listing conditions in certain markets.

▪ Momentum: While WA has remained $-

supply-constrained, this has been offset by improving market conditions across NSW, VIC and QLD markets proving the diversification benefits of being a national + Note. Milestone 1 if contributed by all new Agent GCI, would contribute est. c. $3 million additional EBITDA margin per new agent.

network.

11 ^ Gross Commission Income (“GCI”) is the fees the vendor pays for the sale of a property.*GCI fell in FY23 primarily as a result of 10 consecutive interest rate rises during the financial year.

Improved productivity underpin The Agency’s growth +36% +34%

$4.9b $81.6m

The Agency has historically +12% bucked the downward national 3,703

trend in terms of properties sold, a $60.9m

-2.6% clear validation of its resilient, 3,311 $3.6b

agent-focused model. ~378,000 ~368,000

3,703 properties were sold in HY FY26 by The Agency Group. This represents ~1% national market share of the estimated 368,000 properties sold across Australia for the six- month period.

Higher average property values and strong Total Properties sold in No of Properties Sold by The Gross Sales Volume Gross Commission Income agent productivity across the network was Australia* Agency Group ($M)^ reflected in a 34% YoY rise in GCI. 1H FY25 1H FY26 (unaudited)

* Estimate based on historical PEXA settlement volume data. 12

Outlook

Looking ahead

▪ Strong start to 2H FY26, with earnings momentum improving following removal of legacy amortisation and increasing operating leverage. ▪ Positive operating cash flow and disciplined cost control underpin strengthening statutory profitability. ▪ Stable recurring property management income continues to provide a resilient earnings base. ▪ Seasonal 2H dynamics expected, including higher commission payouts as agents achieve annual sales targets, consistent with the Company’s remuneration model. ▪ Management focused on productivity, market share growth and margin expansion as the national strategy advances. ▪ Apply RightMove pilot findings via launch of “Service Plus” model into East Coast markets, offering technology and end-to-end support for agents and offices seeking rebranding opportunities. ▪ On track for ~$150m GCI run-rate, with confidence in progressing toward the next ~$175m GCI milestone supported by strong recruitment and active sales pipelines.

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Disclaimer Not an offer Forward looking statements

This presentation is for information purposes only. This presentation does not comprise a Certain statements contained in this presentation, including information as prospectus, product disclosure statement or to the future financial or operating performance of the Company and its other offering document under Australian law projects, are forward looking statements. Such forward looking statements: (and will not be lodged with the Australian are necessarily based upon a number of estimates and assumptions that, Securities and Investments Commission) or any while considered reasonable by the Company, are inherently subject to other law. significant technical, business, economic, competitive, political and social uncertainties and contingencies; involve known and unknown risks and uncertainties that could cause actual events or results to differ materially Summary information from estimated or anticipated events or results reflected in such forward This presentation does not purport to be all looking statements; and may include, among other things, statements inclusive or to contain all information about the regarding estimates and assumptions in respect of prices, costs, results Company or any of the assets, current or future, and capital expenditure, and are or may be based on assumptions and of the Company. This presentation contains estimates related to future technical, economic, market, political, social and summary information about the Company and its other conditions. activities which is current as at the date of this The Company disclaims any intent or obligation to publicly update any presentation. The information in this presentation forward looking statements, whether as a result of new information, future is of a general nature and does not purport to events or results or otherwise. contain all the information which a prospective The words “believe”, “expect”, “anticipate”, “indicate”, “contemplate”, investor may require in evaluating a possible “target”, “plan”, “intends”, “continue”, “budget”, “estimate”, “may”, “will”, investment in the Company. “schedule” and similar expressions identify forward looking statements. The Company does not undertake to provide All forward looking statements contained in this Presentation are qualified any additional or updated information whether by the foregoing cautionary statements. Recipients are cautioned that as a result of new information, future events forward looking statements are not guarantees of future performance and or results or otherwise. accordingly recipients are cautioned not to put undue reliance on forward looking statements due to the inherent uncertainty therein. 15